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Blog Posts in 2013

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  • The Truth About Stripping a Second Mortgage Lien In Bankruptcy
    The Truth About Stripping a Second Mortgage Lien In Bankruptcy

    MORTGAGE “LIEN STRIPPING” IN CHAPTER 13 BANKRUPTCY For upside down homeowners (first mortgage loan exceeds value of your house) Lien stripping is permitted in chapter 13 bankruptcy cases to eliminate ...

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  • Can I Discharge IRS and State Tax Debt in Bankruptcy
    Can I Discharge IRS and State Tax Debt in Bankruptcy

    A common question I get is whether one can discharge IRS and State income tax debt in bankruptcy. Simply put, Debtors must meet ALL of the following criteria to discharge taxes in a CHAPTER 7 ...

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  • Bankruptcy vs. Debt Settlement
    Bankruptcy vs. Debt Settlement

    Chapter 7 permanently eliminates most types of debt without any repayment. Chapter 13 allows repayment of unsecured creditors, mortgage-loan arrears, taxes, medical bills, car loans, and other debt ...

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  • Bankruptcy vs. Credit Counseling (Debt Consolidation)
    Bankruptcy vs. Credit Counseling (Debt Consolidation)

    Chapter 7 permanently eliminates most types of debt without any repayment. Chapter 13 allows repayment of unsecured creditors, mortgage-loan arrears, taxes, medical bills, car loans, and other debt ...

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  • Myths About Bankruptcy
    Myths About Bankruptcy

    "Only deadbeats file bankruptcy." Nothing could be further from the truth. While there are some filers who blatantly try to defraud their creditors by abusing the bankruptcy system, they comprise a ...

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  • Welcome to the Blog for the Law Offices of Raymond J. Seo
    Welcome to the Blog for the Law Offices of Raymond J. Seo

    Welcome to the Blog for the Law Office of Raymond J. Seo Are you having difficulty staying on top of your bills? Do you find yourself struggling to make ends meet each month? If so, you may be feeling ...

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