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Bankruptcy Blog

Can I Reopen My Chapter 7 Bankruptcy Case To Avoid A Judgment Lien Recorded Against My Property?

Imagine trying to refinance or sell your residence years after receiving a discharge in a bankruptcy case. To your surprise you are informed by your mortgage or real estate broker that a judgment lien ...
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How Long do I have to Wait to File Bankruptcy Again? Can I File Bankruptcy Twice?

HOW LONG DO I HAVE TO WAIT TO FILE BANKRUPTCY AGAIN? CAN I FILE BANKRUPTCY TWICE? The hard facts about how many times someone can file bankruptcy. How Often Can You File Bankruptcy? If you have filed ...
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The Truth About Stripping a Second Mortgage Lien In Bankruptcy

MORTGAGE “LIEN STRIPPING” IN CHAPTER 13 BANKRUPTCY For upside down homeowners (first mortgage loan exceeds value of your house) Lien stripping is permitted in chapter 13 bankruptcy cases ...
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Can I Discharge IRS and State Tax Debt in Bankruptcy

A common question I get is whether one can discharge IRS and State income tax debt in bankruptcy. Simply put, Debtors must meet ALL of the following criteria to discharge taxes in a CHAPTER 7 ...
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Bankruptcy vs. Debt Settlement

Chapter 7 permanently eliminates most types of debt without any repayment. Chapter 13 allows repayment of unsecured creditors, mortgage-loan arrears, taxes, medical bills, car loans, and other debt ...
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Bankruptcy vs. Credit Counseling (Debt Consolidation)

Chapter 7 permanently eliminates most types of debt without any repayment. Chapter 13 allows repayment of unsecured creditors, mortgage-loan arrears, taxes, medical bills, car loans, and other debt ...
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Myths About Bankruptcy

"Only deadbeats file bankruptcy." Nothing could be further from the truth. While there are some filers who blatantly try to defraud their creditors by abusing the bankruptcy system, they ...
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Welcome to the Blog for the Law Offices of Raymond J. Seo

Welcome to the Blog for the Law Office of Raymond J. Seo Are you having difficulty staying on top of your bills? Do you find yourself struggling to make ends meet each month? If so, you may be feeling ...
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Law Office of Raymond J. Seo - Cerritos Bankruptcy Lawyer
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